Terms of Service

By registering for, accessing, or using IdeaBiz ("the Platform," "we," "us," or "our"), you ("User," "you") agree to be legally bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Platform.

These Terms constitute a binding legal agreement between you and IdeaBiz. We recommend printing or saving a copy for your records.

You must be at least 16 years of age to use IdeaBiz. By creating an account, you represent and warrant that you:

• Are at least 16 years old;
• Have the legal capacity to enter into a binding contract;
• Are not barred from using the Platform under any applicable law.

When you create an account on IdeaBiz, you are responsible for:

• Providing accurate, complete, and current information;
• Maintaining the confidentiality of your login credentials;
• All activities that occur under your account;
• Notifying us immediately of any unauthorized use.

You may not share your account with others or create multiple accounts for deceptive purposes. We reserve the right to suspend or terminate accounts that violate these Terms.

IdeaBiz allows you to post problems, ideas, execution stories, comments, and updates ("User Content"). You retain ownership of the intellectual property in your User Content, but by posting, you grant IdeaBiz a non-exclusive, worldwide, royalty-free license to display, distribute, and promote your content within the Platform.

Important: IdeaBiz is a community platform. Ideas posted publicly are visible to all users. We strongly advise you to:

• Keep sensitive business details, trade secrets, or proprietary information in the private "Business Model" section;
• Consider protecting your idea through patents or other legal means before sharing publicly;
• Use the access request system to selectively share confidential plans.

IdeaBiz is not responsible for any misuse, copying, or misappropriation of ideas publicly shared on the Platform. Share responsibly.

Certain features on IdeaBiz � including expert consultations, investor pitch submissions, and premium services � may require payment ("Paid Services"). By purchasing any Paid Service, you agree to the following:

• Accurate billing information: You agree to provide current, complete, and accurate payment details. You authorise us to charge your selected payment method for all applicable fees.
• Payment processing: All payments are processed through PCI-DSS compliant third-party payment gateways (such as Razorpay or Stripe). IdeaBiz does not store your full card details on our servers.
• Pricing: All prices are listed in Indian Rupees (INR) unless otherwise stated and are inclusive of applicable taxes. We reserve the right to change pricing at any time with reasonable notice.
• Refund policy: Payments for completed expert sessions or investor pitches are generally non-refundable once the service has been delivered. Refunds for undelivered services will be processed within 7�10 business days to the original payment method.
• Escrow: For expert sessions, payments are held in escrow and released to the expert only after the session is marked complete. Disputes must be raised within 48 hours of session completion.
• Failed transactions: IdeaBiz is not liable for failed transactions due to issues with your bank, card, or payment provider. Please contact your bank or our support team for assistance.
• Chargebacks: Initiating a chargeback without first contacting IdeaBiz support may result in account suspension. We encourage you to resolve disputes directly with us first.

For payment-related queries, contact us at ideabiz29@gmail.com.

You agree not to:

• Post false, misleading, or fraudulent content;
• Harass, abuse, or harm any other user;
• Spam, scrape, or flood the Platform with automated requests;
• Impersonate any person or entity;
• Share content that is illegal, defamatory, or infringes third-party rights;
• Attempt to gain unauthorized access to other accounts or our systems;
• Use the Platform for any commercial purpose without our written consent.

Violation of these rules may result in immediate account suspension or permanent banning.

All Platform code, design, logos, trademarks, and original content created by IdeaBiz are the exclusive property of IdeaBiz and are protected by copyright and trademark laws. You may not use, copy, or reproduce any part of the Platform without explicit written permission.

IdeaBiz facilitates connections between founders, experts, and investors. We are a platform intermediary and are not a party to any agreement, transaction, or relationship that arises from connections made on the Platform. We make no guarantees about:

• The quality, credentials, or legitimacy of any expert or investor;
• The outcome of any business negotiation or investment;
• The accuracy of profiles or stated experience.

Always perform your own due diligence before entering into any business or financial relationship.

To the maximum extent permitted by law, IdeaBiz and its founders, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, incpud>ng loss of profits, data, or business opportunities, arising from your use of the Platform.

The Platform is provided "as is" without warranties of any kind, express or implied. We do not guarantee that the Platform will be error-free, secure, or continuously available.

We may suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms. You may also delete your account at any time by contacting us. Upon termination, your right to use the Platform ceases immediately.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in New Delhi, India.

If you are accessing the Platform from outside India, you are responsible for compliance with local laws.

We reserve the right to update these Terms at any time. We will notify users of significant changes via email or a prominent notice on the Platform. Continued use of the Platform after changes constitutes acceptance of the updated Terms.